Thanks for these 5 Years


Hi All,

It’s been 5 years I first started out with this blog. The idea when I started this was to put it out as a forum to write what I wanted to share with the audience I know, and to have their feedback. Also, this was to serve as a platform to introduce people to my work, thoughts and ideas.

Over time, I have received various emails and comments that have helped me improve. Thanks to all the readers who contributed by reading, emailing or commenting on my posts.

Also, thanks to #Amir Anzur for initially suggesting me to open up this weblog and to #HostMarkaz for supporting the setup for 5 years now! 🙂


Investment Pyramid

Building investment portfolio is an art and science, the former because it’s not a fixed formula you may apply to be successful at it, but there could a variety of ways around it, and latter because there’s still some method to the madness around building it. One of the simplest, yet intuitive investment principles is of the Investment Pyramid:

Levels of Investment

As you start out, there’s no need to put all your hard earned money into speculative and seemingly lucrative scrips, but to create levels of investments, allocating a variable percentage of your portfolio to different types of investments. As you move up the pyramid, there’s risker, but more rewarding options.

Some people ask me why not invest directly in the riskiest asset classes, so that the return is the highest – It’s simple to understand why having a solid investment foundation to build onto riskier assets is a more sustainable approach. The percentage allocation to each asset class would be determined by a variety of factors, including the investor’s background, investment in question as a proportion of overall net worth, age, aversion to risk, liquidity requirements, etc.

When you are investing, it is important to keep this pyramid in mind in trying to expand out on a more sustainable investment strategy.


Priority setting

Many people start out doing on their own something they think needs to be done, without thinking too much on whether it is worthwhile to do everything on their own.As a result, more people are occupied doing things they’re better off getting done by someone else. Often it is the need to finish what we started, or start what we thought of or just get done with it which leads us to try doing things on our own. As important as it is to be able to work on things entirely independently, it is increasingly important to realize what work needs your attention and what you need to do to take the task to fruition.

Priority setting is an important skill that leaders of today are expected to have more than a lot of other things, and I call it a skill as it can be learned. One of the first steps in the process is to ask why you’re doing something before starting out to do on your own.


Do you ever stop by?

DO you ever stop by?

To the countless, precious, small moments that happen everyday,

Do you see the rays of sun when it rises, or the moonlight when it falls on the sea,

Do you notice the waves gushing to the shore,

Did you hear that bird sing a song in the morning that went chirping away,

Do you ever stop by, to listen to the story that the 2-year old had to say,

When did you sit down to finish that meal you bought; you got it for everyone, but asked for a takeaway,

Do you get to listen to your heart some time, or keep following blindly whatever will your mind say,

When was the last time you called your friend, or said to your mom/dad, how are you doing? hey!

It’s time to relax, unwind, sit back and hold your thoughts as time will pass you like you pass it anyway,

It’s important to cherish the moments you have, the people around you and the love that you’ve got,

As it is there now, you know this ain’t forever all going to stay.

Undermined Virtues

Truth, Peace and Inner Satisfaction are some of the most undermined virtues. The joy of being satisfied and knowing you did the right thing under the circumstances you were in is something to cherish for times to come. Everyone of us gets into such situations where we have to make choices, that’s a part and parcel of life. It’s not important you make the correct choices always, because you won’t. Nobody always makes correct choices. What is important though is to be sure that you made the right choice given the situation you were in and the knowledge/resources you had at your disposal.

Managing Yourself

Peter Drucker wrote about effective management of oneself to succeed in the knowledge economy – here, knowledge workers need to not only know how to successfully follow a pattern like the brick-and-motor economy workers know well, but also these people should be self-aware: knowing when to change course, when to pursue something, what to focus on and how best to complete the objectives. Increasingly, people are beginning to realize this and this is separating them from the crowded thinking of the rest.

In order to achieve in this economy, idea driven, impact focused, collaborative effort is needed. 

Kick-Starting Tourism Capital in Pakistan

Kick-Starting Tourism Capital in Pakistan

Tourism capital is a big untapped market in Pakistan. This country is blessed with the most scenic valleys, mountain peaks, lakes, rivers, and amazing hill stations. The country has huge arable land as well as large deserts, cities and towns, historical places, heritage sites, rural and urban settings; to sum up, a lot to offer to tourists, both foreign and local – there are amazingly beautiful areas in all the different parts of the country. What has been missing is the perceived sense of security whereby tourists can feel easy while traveling around. Much smaller countries in the neighborhood have managed to raise that critical mass of travelers that has in turn helped them grow much faster, but Pakistan has lagged here. It’s something that is right there needing a focused effort to grow, and the most important supporter in this regard needs to be the government and law enforcement agencies who need to work hand in hand to build a safer country and then media would eventually jump in to help with changing the perception of this amazing country. Countries such as China, India, Nepal, and Sri Lanka are all close by and becoming examples of how effective country branding is bringing in a host of investments, tourist traffic, development ideas and growth across the masses.

It is high time Pakistan gets back to work and quietly creates an exemplary country that revives its image. The efforts in this regard are bound to pay back as a sense of security would automatically lead to a more productive, effective, healthier, happier and more satisfied local population, and it would also bring in tourist spend to all the different areas in the country assuring broad based growth and development. That growth will also bring to the forefront motivated individuals, who would then become role models for others to follow, again something positive in the roots of every civilized, progress-oriented economy.

Here are the 5 steps that the government should quickly take to start with this process:

  1. Initiate a very strict security check and clear out areas of any disturbances so that people may feel free to travel anywhere within Pakistan.
  2. Setup a working state-of-the-art, technology-driven support system that is available across Pakistan to link medical facilities, hospitals, dispensaries, mobile medical ambulances, and security institutions such as police, rangers, and patrolling authorities. It should be a single-point link whereby any caller could get immediate emergency support.
  3. Make clouds of areas whereby particular kinds of tourism is possible. For example, put up a cloud for skating facilities, and link up the businesses, services and transport in those areas. Similarly, do it for historical sites, mountain ranges, etc. Make this all available online and allow accessibility to book online or through phone (this needs very effective pricing check so that the businesses charge fair prices).
  4. Prepare amusement theme parks in various cities that allow activities for families, fun for all and competitions for the youth.
  5. Actively market the efforts in this area on national television and other media so that people can actually see this work done, and become motivated to go out and start enjoying these facilities.

Once the right number of local population becomes very comfortable with the system and facilities, there are going to be foreign tourists too based on the effective word-of-mouth marketing. There could be different prices for Pakistani Citizens (validated through NADRA National Identity Card) and for Non-Resident Citizens/Foreign Tourists. Moreover, there could be discounts for tax paying citizens for using any of the facilities.

Such steps would not only help kick-start the economy, but also ensure that people are provided safe environment, and entertainment to remain healthy.

We Won’t Always be Around – No One is Forever

It is important to keep realizing that we are not going to always be around here, and like everyone else, there’ll be an end. Knowing that your time in this world is limited can help you create the most impact only when you consciously decide to take steps to improve things in your life.

Don’t allow negative people spread their negativity into your life.

Don’t bother about what others think or say because that will mostly distract you.

Do follow your passion, and don’t be bothered if most other people don’t do things the way you do – if you do what everyone else does, you’ll get what everyone else gets and you’ll end up where everyone else ends up. Funny how most people want to do things like everyone else, but expect to get what others don’t have.

When you’re considering taking a decision, think about if you were going to die in a week’s time, would you do it the same way?